The Geek Crew - The LAN Castle™

b0b

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The LAN Castle™
Mar 28^th, 2008 at 9:45am

Although I've been talking about the house to some degree in the Prayer Request thread, I figured I would start another thread specifically for this topic. I hesitated to start one until now because we weren't sure our bid was accepted until last night.

That doesn't mean we don't still need your prayers! The mortgage process is incredibly complex and requires a lot of stuff to fall into place at just the right time, so please keep praying for us! Here's a picture of the house from the realtor's website:

The house has two bedrooms and a full bathroom upstairs, a master bedroom, full bathroom, and main floor laundry downstairs, and a fourth bedroom in the basement.

I can't wait to take pictures of the basement bedroom for you guys. The room is painted hot pink and has a Bratz wallpaper border and curtains for accent. This room is going to be my office... after a paint job. I might keep the curtains, though. Grin

After the bidding war earlier this week, we're just waiting for the other bank to sign off on some paperwork and we'll be able to move on to the next stage, when we have to make a formal application for the mortgage and schedule the inspection.

-b0b
(...will keep this thread updated, if only to help maintain his own sanity.)

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b0b

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Re: The LAN Castle™
Reply #1 - Mar 28^th, 2008 at 9:57am

By the way, I have to give Spanky credit for coming up with the name LAN Castle™.

On a side note, we got a chance to see an earlier listing for this house from when it sold in November of 2004. Only three years ago, this house listed for $105,900 and sold for $104,2000. We're paying about half of that.

There's your economic bubble, folks!

-b0b
(...is glad he wasn't buying a house three years ago.)

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X Post Whore FTP Server Offline Truth Is Treason, In The Empire Of Lies Posts: 3903 Gender:	Re: The LAN Castle™ Reply #2 - Mar 28^th, 2008 at 12:22pm Where is this place Bob?
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b0b

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Re: The LAN Castle™
Reply #3 - Mar 28^th, 2008 at 1:02pm

The house is on North Lincoln Avenue in Three Rivers. If you're driving from downtown Three Rivers toward US 131, Lincoln is near the Elks club, two streets north of the BP gas station. If you turn right (North) onto North Lincoln, it's the third house on the left.

The neighborhood seems pretty nice. The other houses seem well maintained and I've not noticed any undesirable traffic in the area. At the very least, it's no worse than where we're at now.

-b0b
(...hates living in an apartment.)

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spanky Post Whore FTP Server Offline Posts: 1540 Detroit-ish Gender:	Re: The LAN Castle™ Reply #4 - Mar 28^th, 2008 at 1:13pm Quote: By the way, I have to give Spanky credit for coming up with the name LAN Castle™. Damn right! I will be swimming in cheeseburgers by the time this is over with!
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X Post Whore FTP Server Offline Truth Is Treason, In The Empire Of Lies Posts: 3903 Gender:	Re: The LAN Castle™ Reply #5 - Mar 28^th, 2008 at 1:16pm Ooo you're moving closer to me. There was a house in my "'hood" that was up for sale...the guy who owns it makes his kids do chores maintaining it everyday. It's pretty nice. X
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spanky Post Whore FTP Server Offline Posts: 1540 Detroit-ish Gender:	Re: The LAN Castle™ Reply #6 - Mar 28^th, 2008 at 2:55pm Hmm, do any of those slaves children come with the house? Nevermind, they would probably just whine the whole time...even though I just fed them on monday!
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X Post Whore FTP Server Offline Truth Is Treason, In The Empire Of Lies Posts: 3903 Gender:	Re: The LAN Castle™ Reply #7 - Mar 28^th, 2008 at 3:16pm You're too good to your "children" X
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spanky Post Whore FTP Server Offline Posts: 1540 Detroit-ish Gender:	Re: The LAN Castle™ Reply #8 - Mar 28^th, 2008 at 4:07pm Yeah I know. I just hope they are more resilient than this damned house plant...I turn my back on it for two weeks and it suddenly ends up dead. WTF!
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b0b

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Re: The LAN Castle™
Reply #9 - Apr 3^rd, 2008 at 5:02pm

I can't tell you guys how incredibly aggravating it is to try to buy a house. Make sure you stack up on Xanax before you start searching for houses!

Here's some of the crap I've had to deal with this week:

1) The seller agreed to pay up to $3,600 in closing costs for us as part of our bid to buy the house. Today, I found out that we can only accept 3% of the sale price in concessions, or $1,725, by law. That means we have to come up with another $1,841.98 at closing! SUXOR!

2) Termites have been found on the property. They haven't gotten into any sensitive structural areas, but we will need to pay someone to remove the termites before they can do any damage. That's another $1,100. SUXOR!

3) When we asked for our pre-approval letter, we asked the bank to certify that we could get $57,000 in funds. Once we make our down payment, the mortgage will only be for $54,625, well below the $57,000 threshold specified in the letter. For some reason, the seller wants the letter to cover the entire purchase price of $57,500, so we had to jump through a ton of hoops to get a new pre-approval letter for and additional $500. WHAT THE @$#%?!

4) To get an appraisal done by the bank, I have to give them a copy of a homeowner's insurance policy for the property. To get the insurance policy, I need to give the insurance company the closing date. To get a closing date, I need an appraisal... CYCLIC REDUNDANCY CHECK FAILURE - DOES NOT COMPUTE!

All told, I've probably spent four hours on the phone this week, two hours in the realtor's office, and another three hours at the bank. SUXOR.

Pray for me, I need it!

-b0b
(...is frustrated!)

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b0b GeekCrew Administrator FTP Server Offline The revolution will not be televised. Posts: 7464 Battle Creek, Michigan Gender:	Re: The LAN Castle™ Reply #10 - Apr 3^rd, 2008 at 5:02pm P.S.: Why do you have a house plant? Woman!
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spanky Post Whore FTP Server Offline Posts: 1540 Detroit-ish Gender:	Re: The LAN Castle™ Reply #11 - Apr 4^th, 2008 at 8:29am Well the truth is I don't...but it was a key part of the joke.
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Stick Wootzor von Leetenhaxor FTP Server Offline Stick is back Posts: 501 Michgan Gender:	Re: The LAN Castle™ Reply #12 - Apr 9^th, 2008 at 9:11am I think my plan is to find a nice plot of land while I keep renting, kind of as an investment or something I can slap a house on when I'm ready. There's no doubt that I could get my money back and maybe make a profit.
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X Post Whore FTP Server Offline Truth Is Treason, In The Empire Of Lies Posts: 3903 Gender:	Re: The LAN Castle™ Reply #13 - Apr 9^th, 2008 at 10:03am Do what JD did in "Scrubs" just build the porch while you wait.
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spanky Post Whore FTP Server Offline Posts: 1540 Detroit-ish Gender:	Re: The LAN Castle™ Reply #14 - Apr 9^th, 2008 at 10:32am Ouch, you going to build a house yourself? Seems like a lot of work. And hell yeah on the porch idea. I wonder where I could build a porch around here...
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